Commercial Collection Lawyers in Orange County CA

Debt Collection Lawyer for Orange County Businesses & Professionals

Done The Work, Need to Be paidIf you are owed $25,000 or more – We can help. You installed the amazing cabinets, you built several sophisticated websites, you delivered a truck load of construction materials, sold a property, won a court judgment…, and now it’s time to hire a debt collection lawyer to get your money. Good choice! So MUCH MORE EFFECTIVE than your continued efforts of emailing, calling or sending snail mail yourself!

Hiring a debt collection lawyer is ALSO much more effective – than wasting critical time on (1) “a collection agency” or (2) “contingency-only” debt collection lawyer!

What!? You Don’t Recommend Debt Collection Cases on Contingency?

NO. In most cases, I DO NOT recommend you seeking a contingency collection lawyer – and in most cases I will refuse to take your debt collection case on a contingency basis. I am Valerie L. Kramer and I have been successfully collecting money owed individuals, professionals and businesses for nearly 30-years. Choosing the contingency route is ineffective at best, and about as effective as an outright scam at worst.

If you are about to “click away” to find a contingency debt collection attorney, please bookmark me (Valerie L. Kramer) so you can find your way back to my website when months of waiting for action —but all you see is inaction— frustrate you to tears. The truth is, when you need an aggressive collection attorney to pursue a flake who is not paying you, you’re going to have to have some skin in the game. You are going to have to pony up some basic legal fees to put the screws to your debtor to get his or her undivided attention. So… Please BOOKMARK ME. I’ll be here when you return.

There are exceptions where I will agree to a contingency, but first – I have a lot to warn you about if you are seeking an attorney to take your debt collection case on contingency. So much to say that I penned an entire article for you to consider before making a costly mistake PLEASE READ:

Why you Should Not Hire a Collection Attorney on Contingency

Why Hire an Attorney to Collect Money Owed You?

First – You’ve apparently come to a point to where you are frustrated – and you’ve decided you need help. We can offer you that help. Considering a lawyer is good move. There is no more efficient way to get paid the money you are owed quickly!

Second – Putting your claim with a collection agency is wasting your time – Collection agencies do nothing more than you have already been doing with more of the same, fruitless results. Better to cut out the ineffective middleman and go directly to a collection attorney. When collection agencies’ overlooked and ignored calls and letters fail to obtain results in collecting a debt, collection agencies then hire a lawyer, like me, to file a collection lawsuit. Again… better to cut out the middleman and go directly to a lawyer immediately while time is on your side.

Third – Placing your claim with a contingency collection Lawyer is similar to an agency – in so many ways. That takes a WHOLE separate article to explain. You can read that HERE

We Mean Business! – We Get Right in Your Debtor’s Face

Image that says Strictly BusinessIf someone owes you money – and you are here at my website, chances are they have already broken an agreement with you to pay. They are in default. You did not sign on to be taken advantage of. Collecting your debt. It’s not personal, it’s strictly business and good business people will not allow the grass to grow under an unpaid debt. To do so is both foolish and diminishes the chances to collect what is owed you.

As your “hired gun” – I get results! – I go about the process differently than a collection agency or even an contingency-fee collection attorney. I use ALL legal remedies the law and courts allow. It’s really effective and very straight-forward:

 1) –We DO NOT send wimpy, flowery, kumbaya “let’s all get along” letters.
 2) –We DO NOT have a room full of phone collectors – we all know that DOESN’T work.
 3) –We DO use fast and aggressive legal strategies to collect your money.

You hired me to get the money you are owed – FAST. I do not operate a sluggish, inefficient collection mill operation.

We are attorneys! We cut to the chase.

We provide our clients with just TWO legal options – (with the approval of our clients):

hand delivered  1)-We DO SEND a Demand Letter, and if ignored,
 2)-We DO FILE a Lawsuit,
 3)-We DO HAND DELIVER a legal summons with a 30-day clock to answer the court, or call us to make payment arrangements before that court date comes to pass.

We are not stupid nor gullible – we know that a payment here or there does not collect the debt in full so we protect our clients’ interests during the first sit-down contact with your debtor.

Call me… Let’s get started

Call me, Valerie L. Kramer at (888) 866-3620Let’s review by phone –right now– the debt that you are fretting over. Call me, Valerie L. Kramer at (888) 866-3620 for a free phone consultation. Let’s discuss the debt you need collected and determine if I am a good fit to help you collect your money. I will not tell you what I think you want to hear. I’ll share my honest assessment and recommendation.


If Collections are New for You, It is just Part of Doing Business

I’ve been collecting bad debts for 30-years. My regular business clients send me their slow-pay/no-pay claims for collection as routine, everyday business transactions once a particular client/debtor reaches a pre-determined point on their accounts receivable aging. Legal collection is as common for me and my business clients as making a sale or quarterly tax payment. If not so for you yet, if your business is growing, you, like every entrepreneur, professional or business owner will eventually have a person, client, customer, partner or business that —for whatever reason— is not paying you, and is actually (1) ignoring you, (2) making false promises to you [i.e. lying to you], and (3) you’ve come to understand that this is just another business matter that must now be dealt with. Finally. Firmly.

As Your Business Matures, Debt Collection Becomes Just Another Transaction

Commercial Collection LawyerFor entrepreneurs, professionals, businesses, and corporations to be successful over the long term, debt collection must be addressed head on, before the accounts get so old as to be uncollectable. Commercial collection by an experienced attorney is far more effective than hiring a collection agency. After all, when collection agency letters and phone calls are not successful they assign the collection case to a lawyer. Better to start with a lawyer and cut out the middleman and the long, often ineffective wait!


Let’s Fix Up Your Daily Business Documents

Avoid Expensive Future Collections!

Let’s Add Some Powerful Legalese to Your Sales Contracts, Agreements, Invoices. Etc.

As experienced Orange County Business and Collection attorneys – we often become friends and a trusted resource to our clients. As business lawyers, after collecting a debt or fighting an unnecessary lawsuit, we are often asked to review our clients day-to-day documents to make common lawsuits non-starters, and future collection efforts easier and lest costly-to-collect by drafting sales contracts and invoices that put our clients in a far better and stronger position. We add language to collect attorney (and collection fees) into your daily documents, and cover all those bases that off-the-shelf business forms from your local Staples or stationery store just don’t address for your unique business.

Personalized, Affordable Legal Services

frustrated business owner wants debt collectedFrustrated though you might be — confronted with uncollected debts, we promise not to treat you like a number as you would be by working with a huge, impersonal national company. As a local Orange County law firm, we are able to provide exceptionally personalized debt collection service for when you are worried and anxious about something as important as money that, for whatever reason, is not yet in your bank account where it is supposed to be!

Representing clients from large financial entities to corner retail businesses – we take the time we need to fully-explore the details of each collection matter you want us to pursue.

We represent individuals and business entities in legal collection matters involving:

  • Unpaid Invoices
  • Accounts Receivable
  • Commercial Equipment Financing
  • Sister State Judgments
  • Credit Cards
  • Promissory Notes
  • Post Judgment Collection on most any civil judgments
  • Insurance Premium Collection
  • Commercial Service Contracts

Orange County Debt Collection Attorney – collects debts for individuals, entrepreneurs, designers, artists, contractors, and business owners in Orange County, California and Creditors outside of Orange County and outside of the State of California:

Orange County Debt Collection Services:Orange County Debt Collection Attorney, Orange County Commercial Collection Lawyer, Orange County Post Judgment Collection Attorney, Why you Should Not Hire a Collection Attorney on Contingency

Cities Served by Orange County Debt Collection Attorney: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda